INDIVIDUAL AND FAMILY
If any of the above is you...your need an individual insurance plan! Your choices will fall under the broad categories of HMO or PPO, and in some cases a slight variation of each.
Basically a PPO allows you to use any doctor or facility you prefer. HMO's limit the doctors and the facilities you can use, except in emergencies. Both vary in the services they cover and the share of costs that they cover. To know more about the differences between PPO's and HMO's click here.
The decision of PPO or HMO begins with these questions:
BEST PRODUCTS will help you with your decision. We explain available health insurance plans in understandable terms. Also important to the process is a review of your expectations of health insurance, i.e. what role it needs to play for your finances, security, and general care.
Specific interests such as pharmacy, eye care, and individual dental insurance are each distinct items to be considered in your correct choice of an individual health insurance plan.
If you are in the position of needing to shop for an individual plan that will care for you and your family, your choices generally remain the same as above. Family plans fall under PPO's and HMO's as well! The one main difference for the family is that needs can vary...from one family member to another!
makes sure you have a
policy that takes care of all your loved ones.One must look for a program that offers you the
flexibility to choose different plans for each individual family
member. You must be allowed to design a plan that works best for your
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This insurance agency does not offer nor advise
any client or potential client any medical advice or diagnosis.
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